Restructuring bank networks after mergers and acquisitions: A capacitated delocation model for closing and resizing branches

During restructuring processes, due to mergers and acquisitions, banks frequently face the problem of having redundant branches competing in the same market. In this work, we introduce a new Capacitated Branch Restructuring Model which extends the available literature in delocation models. It considers both closing down and long term operations׳ costs, and addresses the problem of resizing open branches in order to maintain a constant service level. We consider, as well, the presence of competitors and allow for ceding market share whenever the restructuring costs are prohibitively expensive.We test our model in a real life scenario, obtaining a reduction of about 40% of the network size, and annual savings over 45% in operation costs from the second year on. We finally perform a sensitivity analysis on critical parameters. This analysis shows that the final design of the network depends on certain strategic decisions concerning the redundancy of the branches, as well as their proximity to the demand nodes and to the competitor׳s branches. At the same time, this design is quite robust to changes in the parameters associated with the adjustments on service capacity and with the market reaction.     

过程链管理--用于制定和管理转型组织的工具

在当今企业环境日益复杂而活跃的背景条件下，企业需要不断进行重组和迅速转型。这要求企业要具备更强的适应性和更高的灵活性。为了确保实现这些动态的要求，企业必须制定和实施新型的组织形式。本文介绍过程链管理——一种面向过程进行转型的工具。本文首先简要说明了过程链管理应用的工具、过程链管理的任务和构造。它的出发点是由行动、结构、资源、和指挥所组成的过程链管理。在第二步骤中，重点阐述了客户取向这个过程链管理中最重要的取向量。总体来说，整个价值创造链及与此相关的内部交换关系都具有重要意义。在对过程链管理的方法进行了说明以后，提出了一个应用实例，该实例不仅描述了垂直重构，也对水平重构进行了描述。     

Renewable energy in competitive electricity markets

A restructured electricity system may undervalue renewable energy. We remain wary of unregulated markets, but urge the renewable energy community to begin considering how they could adapt to increasing customer choice.     

Y3150E型滚齿机简易数控改造

为了能在普通Y3150E型滚齿机上加工出鼓形齿，对其进行了简易数控改造。改造后的滚齿机既维持原机床的加工性能，又扩大了加工范围。制作的数控系统具有结构简单、驱动力大、价格低、抗干扰性能强、安装调试方便等特点。本文主要对研制的简易数控系统的构成、工作原理、硬件电路和软件编程进行了叙述。     

Reactant induced restructuring and corrosion of germanium-palladium catalysts during hydrogenation reactions

An anomalous rate enhancement with increasing conversion has been observed during the liquid phase hydrogenation of nitrobenzene and crotonaldehyde over Ge/Pd/C catalysts at ambient temperature and atmospheric pressure. Inductive coupled plasma atomic emission spectroscopy and electrochemical measurement of the oxidation state of catalysts during reaction revealed that the bimetallic particles were partially oxidized by the reactants, which resulted in Ge-dissolution and increased exposure of Pd on the surface. It is proposed that the surface and bulk composition of Ge/Pd catalysts are a function of their oxidation state. This behaviour is due to the unusually high mobility of Ge in the Pd lattice and to the good solubility of GeO₂ in polar solvents. The influence of hydrogen transport on the corrosion process and the stability of other X/Pd type bimetallic catalysts during liquid phase hydrogenation are also discussed.     

Characterization of microporous-mesoporous MCM-41 silicates prepared in the presence of octyltrimethylammonium bromide

MCM-41 silicates prepared in the presence of octyltrimethylammonium bromide either by a conventional method or by post-synthesis hydrothermal treatment were characterized by nitrogen adsorption in a wide range of relative pressure from 10^-6 to 1. Hydrothermally restructured samples were found to have lower BET surface areas, lower external surface areas and thicker silica walls than the non-treated sample. More importantly, in addition to their characteristic mesopores (ca. 3 nm), they were shown to have considerable amounts of micropores. The relative amount of micropores and mesopores was shown to be dependent on the treatment conditions. Thus, it is demonstrated that the postsynthesis hydrothermal restructuring is a convenient synthesis route to MCM-41 silicates with bimodal pore size distribution involving controllable amounts of microporosity. This revised version was published online in July 2006 with corrections to the Cover Date.     

PROBING HIDDEN POLYMERIC INTERFACES USINGIR-VISIBLE SUM-FREQUENCY GENERATION SPECTROSCOPY

Understanding the molecular-level processes underlying interfacial phenomena is important in the area of adhesion. We briefly introduce IR-visible sum-frequency generation spectroscopy (SFG) using a total-internal-reflection geometry for the study of polymer-air, polymer-solid, and polymer-polymer interfaces. The following examples, predominantly of work done in our lab, illustrating differences in molecular structure and dynamic properties at interfaces are presented: the air- and solid-interface structure of an amorphous polystyrene (PS) and a semicrystalline polymer with side-chain crystallinity, poly(octadecyl acrylate) (PA-18); structure of a polymer-polymer interface between thin films of a semicrystalline polymer with side-chain crystallinity, poly(vinyl-N-octadecylcarbamate- co-vinyl acetate), and an amorphous PS; thermal order-to-disorder transitions of the air and solid interface of PA-18, and the interface of this polymer with PS; and dynamic surface-relaxation studies of a rubbed PS film.     

电石炉工程建设项目取用水合理性分析

推进煤矿企业兼并、重组、整合是实现我国煤炭工业可持续发展的重要举措,然而在煤矿整合建设项目中对于环境问题的重视程度不够,导致煤矿整合建设过程中水土流失现象严重的矛盾较为突出,以某煤矿重组整合建设项目为例,对矿区的水土流失预测做了详细分析,认为该项目取水合理可行。     

资本经营是现代企业经营发展的必然趋势

阐述了资本经营的内涵,特征和对我国经济发展的重要意义,进一步探讨了资本经营的运作方式以及在实际运营过程中所存在的许多值得思考和研究的问题。     

一种基于小波阈值函数的交通图像去噪算法

针对高速运动条件下交通实时监测图像的失真和去噪问题,介绍小波阈值图像去噪过程和传统GCV阈值的原理,引入整数小波变换和合并递推运算的思想,提出一种快速递推GCV阈值的小波图像去噪方法。仿真实验分析了传统GCV阈值和快速递推GCV阈值去噪的效果,并比较了两种算法的复杂度。结果表明,快速递推GCV阈值算法不仅保留了传统GCV阈值算法去噪效果明显的特点,而且很好地解决了算法复杂度较高的问题,具有良好的应用前景。