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住房抵押贷款证券化探析
引用本文:谢宗杰.住房抵押贷款证券化探析[J].土木与环境工程学报,2000,22(2):110-113.
作者姓名:谢宗杰
作者单位:重庆建筑大学管理学院!重庆400045
摘    要:住房抵押贷款证券化作为完善住房抵押贷款制度的一项重要措施 ,在发展我国住宅产业现代化中的作用日益重要。本文首先分析了抵押贷款证券化产生的必要性 ,进而分析了其现实可行性 ,最后再对其操作进行了初步探析 ,以期对实际操作过程中出现的问题提出建议

关 键 词:住房抵押贷款证券化  住宅金融  住房金融市场

Research on Mortgage-backed Securitization
XIE Zong,jie.Research on Mortgage-backed Securitization[J].Journal of Civil and Environmental Engineering,2000,22(2):110-113.
Authors:XIE Zong  jie
Abstract:Mortgage-backed securitization, as a main factor in perfecting the mortgage system, becomes increasingly important in development of housing industry modernization in China. In this paper, the necessity and feasibility of mortgage-backed securitization are analyzed and the operation on mortgage-backed securitization is discussed. Some suggestions are presented to solve the possible problems in the process of mortgage-backed securitization.
Keywords:mortgage-backed securitization  housing finance  upgrading credit
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