信任的建构：基于私人借钱行为的调查发现

从私人间的借钱行为出发,研究目前我国人际之间的基本信任状况。通过实证调查发现：第一,依据与自己关系的亲疏远近不同,在信任对象的选择上呈现出相应的差异性。第二,在私人间借钱行为这一信任关系的建构中,有关系信任的成分,也有制度信任的成分,但以关系信任为主。第三,私人间借钱关系的破裂对关系信任造成极大的冲击,催生着社会信任建构模式由关系信任向制度信任转化。总之,把外在的制度规范与内在的道德约束相结合,才是理想合理的信任模式。

Trust Construction Based on the Investigation of Private Loan

Under the basis of private loan,this article investigates the basic trust condition in China at present.Through empirical survey,we get some results.Firstly,according to the differences of relationship between borrowers and lenders is constructed,there is otherness when they select trust borrowers.Secondly,when the relationship of credit between borrowers and lenders is constructed,there is possibility of trust which comes from relationship,and possibility of trust which comes from system,but maily the former.Thirdly,the break of relatinship between borrowers and lenders is constructed seriously impacts the relationship of trust,which hastens the transformation of social trust construction model from relationship trust to system trust.In a word,the integration of the outer system criterion and the inner moral constraints is the ideal reasonable trust model.