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解决我国社会养老保险基金缺口问题的思考
引用本文:谢慧明,何炼成. 解决我国社会养老保险基金缺口问题的思考[J]. 西安邮电学院学报, 2008, 13(4)
作者姓名:谢慧明  何炼成
作者单位:1. 陕西师范大学国际商学院,陕西,西安,710062
2. 西北大学经济管理学院,陕西,西安,710127
摘    要:在我国社会养老保险制度改革过程中,出现了资金缺口问题,主要表现在隐性债务,个人账户"空账"运行及养老基金收不抵支三个方面。在分析了问题产生的原因后,提出解决以上问题的几个思路。

关 键 词:养老基金  隐性债务  个人账户

Thoughts on the inefficiency of China's pension fund
XIE Hui-ming,HE Lian-cheng. Thoughts on the inefficiency of China's pension fund[J]. Journal of Xi'an Institute of Posts and Telecommunications, 2008, 13(4)
Authors:XIE Hui-ming  HE Lian-cheng
Affiliation:1.International Business School; Shaanxi Normal University; Xi an 710062; China; 2.School of Economics Management; Northwest University; Xi an 710127; China);
Abstract:In the course of the endowment insurance system reforming,there appeared the pension fund gap problem which displays three aspects——implicit debt,personal "empty account" running problem,and the pension fund collecting is not enough to pay.After analyzing the cause of why this three problems produces,the paper shows the solutions to the above three problems.
Keywords:pension fund  implicit debt  personal account
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