中国移动小额支付系统的建设

本文首先介绍了移动信息化与移动商务的内容，然后引出了小额支付与移动支付的概念。并进行了对比分析。在具体实现中，分析了基于智能网方式实现的特点，并介绍了具体业务流程。本文首次提出了将客户信用管理技术应用到小额支付中，并分析了其优点，然后对小额支付的发展进行了展望。

Build Micro Payment in China Mobile Communication Corporation

This paper first introduces the concept of mobile communication commerce , then fetches out the definition of micro payment and mobile payment , It compares the characters of them . The intelligent network technology is used as the platform of micro payment , and a example is introduced . This paper first apply the customer credit management system to the micro payment , and list the main virtues . The bright future of the micro payment is brought out in the end.