建立和发展我国城镇政策性住宅金融体制的探讨

中国是一个拥有１２亿人口的大国，要解决我国中低收入居民家庭的住宅问题，实现人民安居乐业，必须建立政策性住宅金融体制。

Discussion on Establishment and Developmentof Policy Housing Financial System in China's Cities

China has a large population of 1.2 billion.To solve the housing problem of middle_low income families and realize a condition,under which people can live in peace and work contentedly,a policy housing financial system(PHFS)with Chinese characteristics must be established.PHFS is a special financial area.The combination of financial relationships,forms and methods related to the purchase,construction or rehabilitation of housing for middle_low income families,is the core of policy housing financial system.It has real meaning for studying theory and practice of PHFS,its role in development of housing industry,and promoting economic growth of the country,civilization and progress of the society.