| 个人住房贷款风险测度与对策研究 |
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| 引用本文： | 傅鸿源,洪志伟.个人住房贷款风险测度与对策研究[J].土木与环境工程学报,2000,22(2):7-10,19. |
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| 作者姓名： | 傅鸿源 洪志伟 |
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| 作者单位： | 重庆建筑大学管理学院!重庆400045 |
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| 基金项目： | 国家自然科学基金资助项目 !(79770 1 0 4) |
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| 摘 要： | 论证了制约我国个人住房抵押贷款业务发展的主要原因 ,对个人住房贷款所面临的诸多金融风险进行了分析识别 ,并由此而介绍两种风险测度方法 ,最后提出了风险对策及建立个人住房抵押贷款风险管理体系的设想
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| 关 键 词： | 个人住房贷款 风险 对策 风险测度方法 |
A Study on Measurement and Countermeasure to the Personal Housing Mortgage Loan |
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| FU Hong yuan,HONG Zhi wei,ZHONG Xiao wei.A Study on Measurement and Countermeasure to the Personal Housing Mortgage Loan[J].Journal of Civil and Environmental Engineering,2000,22(2):7-10,19. |
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| Authors: | FU Hong yuan HONG Zhi wei ZHONG Xiao wei |
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| Abstract: | This paper illustrates that the financial risk is the biggest barrier for development of personal housing mortgage. It discerns these financial risks and introduces two methods for measuring the risks. Finally, it presents the antidotes to the financial risks and gives some ideas for establishing management system of housing mortgage risk. |
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| Keywords: | personal housing mortgage loan risk countermeasure |
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