| 基于数据挖掘技术的保险业务风险分析 |
| |
| 引用本文： | 吉根林,孙志挥.基于数据挖掘技术的保险业务风险分析[J].计算机工程,2002,28(2):239-240,261. |
| |
| 作者姓名： | 吉根林 孙志挥 |
| |
| 作者单位： | 1. 南京师范大学计算机系,南京,210097东南大学计算机系,南京,210096
2. 东南大学计算机系,南京,210096 |
| |
| 基金项目： | 国家自然科学基金资助项目(79970092) |
| |
| 摘 要： | 风险评估是保险公司的一项重要工作。目前保险公司对风险的分析通常是粗略的或根据经验来判断，提出利用数据挖掘技术对保险业务数据进行风险分析。在保险公司建立的保单及索赔信息数据库的基础上寻找索赔过和没有索赔的投保人各自具有的特征，从耍 现风险较大的领域，得到一些实用的控制风险的方法。
|
| 关 键 词： | 风险管理 数据挖掘 保险业务 风险分析 保险公司 投保人 |
| 文章编号： | 1000-3428(2002)02-0239-02 |
Risk Analysis of Insurance Business Based on Data Mining Technology |
| |
| JI Genlin,SUN Zhihui.Risk Analysis of Insurance Business Based on Data Mining Technology[J].Computer Engineering,2002,28(2):239-240,261. |
| |
| Authors: | JI Genlin SUN Zhihui |
| |
| Affiliation: | JI Genlin1,2,SUN Zhihui2, |
| |
| Abstract: | Risk evaluation is very important to insurance company. At present, insurance business risk is usually judged by experience. In this paper, insurance business risk analysis method based on data mining technology is presented. How to search for the key risk factorsimpacting on the claim for compensation in insurance database is described. We mine some rules which could be utilized to control the risk of investment in the field of insurance. ;; |
| |
| Keywords: | Risk managementData miningInsurance business |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
