Fair Housing Policy and the Abandonment of Public Housing Desegregation

In this article I examine the failure of fair housing policy to desegregate public housing in the USA. The article reviews major federal actions toward public housing segregation, as well as broader public housing segregation patterns and trends in the USA. It then draws on a variety of archival sources to present an in-depth case study of public housing segregation and desegregation in Louisville, Kentucky. Unlike previous studies of the subject, this article provides a detailed investigation of the relationship between local public housing tenancy policies and changes in racial occupancy across Louisville's housing projects spanning the last 50 years. The article argues for the importance of research on local-scale policy implementation for our understanding of fair housing policy, and it draws from its investigation of Louisville some conclusions about the inability of fair housing policy in the USA to realize its stated objectives.     

The Spatial Pattern of Low Income Housing Tax Credit Properties: Implications for Fair Housing and Poverty Deconcentration Policies

Problem, research strategy, and findings: Housing policies of the U.S. Department of Housing and Urban Development (HUD) emphasize the spatial dispersal of housing assistance to promote fair housing objectives. The Low Income Housing Tax Credit (LIHTC) program, the nation's largest affordable housing subsidy program, is not administered by HUD and therefore is not closely monitored for compliance with dispersal objectives. Using spatial point pattern analyses, I identify the geographic extent of LIHTC property clustering, characterize the local clustering of individual properties and explore the determinants of local clustering within the nation's largest metropolitan areas. In most metropolitan areas, LIHTC properties are more highly clustered than multifamily housing units, although the extent of clustering differs by metropolitan area. Clustered LIHTC properties tend to be located in more densely developed central-city locations that have higher poverty rates and higher minority concentrations.

Takeaway for practice: To encourage more affordable housing construction within areas that offer greater economic and social opportunities to LHTC residents, policymakers should 1) provide incentives to locate LIHTC properties within high-opportunity areas, 2) eliminate current incentives to cluster housing in areas with inherently higher poverty and minority concentrations (Qualified Census Tracts and Difficult Development Areas), and 3) enhance coordination between HUD and the Department of the Treasury to implement federal fair housing goals.     

Housing Vacancy and the Shrinking City: Trends and Policies in the UK and the City of Liverpool

In the context of the discourse around shrinking cities, the aim of the paper was to try and better understand and differentiate the various types and causes of urban housing vacancy and to ask whether policy responses including planning policies appropriately reflect this variety. The paper briefly discusses the issue of shrinking cities, before considering theoretical explanations for housing vacancy and examining the relationships between population change, housing vacancy and policy responses in the Liverpool conurbation. Conclusions are then drawn about the nature of housing vacancy and the effectiveness of policy responses.     

Community Perspectives on Localness and ‘Priority’ Housing Policies in Rural England

Policy actors tasked with delivering against rural housing needs face a key conceptual conundrum familiar to researchers: how to define need and how to link that concept to the idea of localness. Community perspectives on this issue reveal that ‘official’ priorities are often not considered to reflect the true nature of local need. There is considerable appetite for setting ‘community priority’ and for assuming direct responsibility for housing delivery. Discussions with community groups in different parts of rural England are used to expose these concerns, which accord with the UK government's localism agenda, a component of which is the empowerment of parish councils to deliver additional homes for ‘local need’, above planned allocations. However, although community perspectives may become vital in driving future policy outcomes, there are associated risks. These perspectives may belong to a dominant minority, with a tendency to draw narrow definitions of localness and local interest as a means of closing the door to unwanted development.     

Housing Consumption and Housing Inequality in Chinese Cities During the First Decade of the Twenty-First Century

During the first decade of the twenty-first century, Chinese cities have experienced the unprecedented housing development and marketization, which has profoundly changed housing consumption. Using the latest census data, this paper provides the first evaluation of housing consumption in Chinese cities during 2000–2010. Not surprisingly, housing consumption has improved significantly over time, especially in the first five years due to more rapid marketization. Yet, housing inequality has increased significantly over time, especially across education groups. There is also significant spatial inequality at provincial level; yet, it has generally declined over time except inequality in homeownership and subsidized housing. Improved housing consumption and a complex pattern of housing inequality are two main characteristics of housing consumption during this decade.     

英国可持续发展住宅设计案例回顾

本文从生态住宅、绿色建筑、智能绿色住宅，可持续发展设计的“优化组合”，全面的展望，“零排放”发展六个方面回顾了英国最新的可持续发展住宅设计案例。希望对中国的住宅可持续发展产生一些启示。     

Housing ownership and housing wealth: new evidence in transitional China

Ever since housing was transformed from the most important welfare benefit to the most valuable form of private property through radical housing reform in 1998, housing allocation mechanisms in China have been characterized by the coexistence of market logic and socialist legacy. Thus, the Chinese housing system exhibits a transitional nature as the country moves away from a socialist housing system towards a privatized housing system. Using the 2011 Chinese Household Finance Survey, we not only examine these changes in private ownership of housing, but also give an updated evaluation of the privatization process with new empirical evidence. We develop a conceptual framework and an empirical analysis to shed light on distinct housing inequality patterns in transitional urban China. Our results show that both socioeconomic characteristics and socialist institutions contribute to housing inequality, but they follow different paths in the reform and have different impacts on housing inequality.     

Obligations and Expectations: Perceived Relationship between Transnational Housing Investment and Housing Consumption Decisions among Ghanaian Immigrants in Canada

Transnational housing investment is a pervasive practice among many migrant groups residing in various destination countries; including Ghanaian migrants living in Canada. For many, the need to engage in transnational housing investment is beyond the standard rationale and has two prime significance; symbolic and practical utility. Engagement in this endeavour requires substantial financial commitments over extensive periods of time with potential consequences for various aspects of immigrants’ lives in their destination areas including their housing consumption. This paper examines perceived influence of such long-term commitments on housing consumption decisions among Ghanaian immigrants in the Greater Toronto Area using in-depth interviews and focus group discussions. The findings show that although engagement in transnational housing is associated with constraints on immigrants’ decision to enter homeownership, type of dwelling to rent and the neighbourhood choices, it was also associated with a sense of pride, success and integration into Canadian society. The paper concludes that a broader theoretical discussion of housing integration is necessary. Specifically, it calls for a redefinition of the measures of immigrant housing integration in particular – which narrowly considers destination parameters – to one that includes transnational factors as critical in moving the debate on understanding immigrant integration in general.     

Rethinking Federal Housing Policy

Problem: Federal housing policy is made up of disparate programs that a) promote homeownership; b) assist low-income renters’ access to good-quality, affordable housing; and c) enforce the Fair Housing Act by combating residential discrimination. Some of these programs are ineffective, others have drifted from their initial purpose, and none are well coordinated with each other.

Purpose: We examine the trends, summarize the research evaluating the performance of these programs, and suggest steps to make them more effective and connected to each other.

Methods: We review the history of housing policy and programs and empirical studies of program effectiveness to identify a set of best principles and practices.

Results and conclusions: In the area of homeownership, we recommend that the federal government help the nation's housing markets quickly find bottom, privatize aspects of the secondary mortgage market, and move to eliminate the mortgage interest deduction and replace it with a 10-year homeownership tax credit. In the area of subsidized rental housing, we recommend that the current system of vouchers be regionalized (or alternatively, converted into an entitlement program that works through the income tax system), sell public housing projects to nonprofit sponsors where appropriate, and eliminate some of the rigidities in the Low Income Housing Tax Credit program. In the area of fair housing, we recommend that communities receiving Community Development Block Grants be required to implement inclusionary zoning programs.

Takeaway for practice: In general, we recommend that federal policy build on proven programs; focus on providing affordable housing for low- and moderate-income families and provide the funding to meet that goal; avoid grandiose and ideological ambitions and programs; use fewer and more coordinated programs; offer tax credits, not tax deductions; and promote residential filtering.

Research support: Partial funding support was provided by the National Science Foundation.     

Housing Affordability in Singapore: Can We Move from Public to Private Housing?

With 84 per cent of the Singapore resident population housed in public housing, the ultimate dream for many is to move into private housing, which is generally considered to offer better quality and more exclusive living. This article is concerned with the enabling factors of affordability in housing mobility. It examines the Singapore public housing homeowners' affordability of private housing, suggesting a measure of that affordability. The survey findings indicate that only a small percentage of public homeowners can afford to move to median-priced private apartments. The number is even smaller for the relatively more expensive landed housing with own garden. On a theoretical level, the study demonstrates that the use of multiple methods to measure housing affordability is beneficial as more affordability determinants are included in the measurement.     

Delivering Social Housing: Examining the Nexus between Social Housing and Democratic Planning

The construction of social housing in gentrifying neighbourhoods can ignite contestation, revealing tensions between economic imperatives, social policy and neighbourhood change. With a view to understanding how the convergence of these agendas preserve unpopular, but socially critical housing infrastructure, the aim of this paper is to explore how the challenges social housing implementation encounters across these agendas intersect with a broader agenda for local democratic planning. Using social housing as our empirical focus and directing attention to the gentrifying local government area of Port Phillip in Victoria, Australia, this paper reveals how a council’s main asset to support implementation – its policy frameworks – creates an urban narrative of social inclusivity and diversity. Through this case, we illustrate how elected officials and some residents draw from these policies to interject into episodes of community contestation, which we argue presents opportunities to expose and renew commitments to social housing over space and time.     

Factors Shaping the Dynamics of Housing Affordability in Australia 2001–06

This paper investigates factors shaping the dynamics of housing affordability in Australia over the period 2001–06. Panel model findings indicate that those with children and the unwaged are more prone to persistent housing affordability stress. However, residential moves during spells of housing affordability stress alleviate housing cost burdens. Survival in affordable housing has become progressively more difficult over the 2001–06 timeframe, an unsurprising finding given a house price boom over the period of analysis. Residential moves are again influential, but those made by households during a spell in affordable housing are associated with the onset of housing affordability stress.     

A Housing Affordability Standard for the UK

Since 1990 there has been extensive exploration of the meaning of housing affordability by members of the academic, professional and advocacy communities in Britain. These debates have revealed weaknesses in the traditional ratio standard of affordability and led to arguments in support of an alternative, residual income concept of affordability. However, so far there has been only limited success in operationalising and applying the residual income approach in the UK. In the US, by contrast, arguments in support of a residual income approach to housing affordability emerged in the late 1960s and early 1970s, culminating in the formulation of operational standards utilising normative family budgets. This paper draws upon the US experience to formulate a residual income housing affordability standard for the UK that utilises the non-shelter components of the Family Budget Unit (FBU) ‘Low Cost but Acceptable’ budgets as the normative standard for minimum adequate residual income. The paper concludes by suggesting how use of such a ‘shelter’ poverty standard to assess housing affordability problems and needs in the UK might yield results that differ from those based on the ratio standard.     

After Housing Policy: Housing and the UK General Election 2001

This paper describes the results of a review of the housing content of UK General Election 2001 manifestos. Housing policy was of little importance during the election campaign. The main British political parties had, essentially, a shared housing agenda--to promote and facilitate home ownership, support area and community regeneration, tackle homelessness, improve the private rented sector, and prevent building on greenfield sites. Many issues of importance to housing specialists received little or no attention, most notably that of low demand. Some policy variations within the UK were evident, for example in attitudes towards greenfield development, home ownership and stock transfer. The paper concludes that differences in housing policy are emerging within the UK as part of a new politics of devolution and that the days of a single housing policy approach for the UK are over.     

Housing Policy,Housing Assistance and the Wellbeing Dividend: Developing an Evidence Base for Post-GFC Economies

This paper discusses the recent evolution, at a time of turmoil within global financial markets, of Australia's housing system and considers the effectiveness of housing assistance responses formulated to assist lo- income Australians. Following the Global Financial Crisis (GFC), housing was recast in the public and political consciousness and received substantial policy attention. In this era of rapidly declining housing affordability as well as threats to the supply of housing finance, the Australian Government renewed its approach to housing assistance. The paper examines housing assistance in Australia and assesses individual outcomes in terms of a ‘wellbeing dividend’. It draws upon on a survey of 1700 low-income households to examine individual outcomes for health and wellbeing across three of Australia's major forms of housing assistance. The research clearly shows that while housing assistance makes a positive contribution to wellbeing, not all forms of assistance are equal.     

Identifying Distributive Injustice Through Housing (Mis)Match Analysis: The Case of Social Housing in Amsterdam

In this paper, an analytical model for measuring match and mismatch between social housing units and their tenants is presented and applied to the social rented housing sector of Amsterdam, The Netherlands. Through the use of a large set of unique micro-data combining housing unit and household characteristics, mismatches on two key dimensions of physical adequacy and affordability and for different household types and parts of the city can be revealed. Empirically assessing the (mis)match of social housing units at a small scale – where socio and spatial (mis)matches manifest – creates opportunities for innovation in the analysis of effects of market mechanisms and local housing allocation policies. An improved understanding of these mismatches based on a strong empirical base can be related to and evaluated against different principles of distributive justice. The findings for the case of Amsterdam show that the famous large social housing stock incorporates significant mismatches. Households in the least popular parts of the city comparatively do not live affordably and large inequities exist between households based on length of residence. These findings offer a basis for further exploration of the complex of housing allocation, changing housing distributions and the resulting outcomes in terms of distributive justice.     

英国“可负担住宅”建设的经验及借鉴意义

万科与英国文化协会举办英国可负担住宅的体验活动，延续该活动中讨论的话题，本文关注三个问题：英国可负担住宅是“补贴”住宅还是低价商品房？政府补贴是流向“砖头房子”还是流向“个人需求”？可负担住宅的建设是否应考虑可持续发展？这将有利于理解英国可负担住宅的体系，也许对中国低收入者的住宅发展有参考意义。     

Eight Policy Lessons from the US Housing Meltdown

The global financial crisis has generated many lessons for policy makers in the housing sphere, as well as in financial regulation. This paper discusses eight lessons drawn specifically from the United States housing meltdown that triggered the crisis. The housing sector is important for monetary policy and financial stability, highly interconnected with the financial system, and dependent on institutional details that vary widely across countries and through time. Easier and cheaper access to finance does not improve long-run housing affordability; but if credit conditions ease too much and the credit assessment process breaks down, strategic default becomes more likely. That defaults rose so far in the US shows how unusual its housing system is—a fact not revealed in simple aggregate statistics. One element of the US exceptionalism is that housing supply is quite flexible there, and that helped produce the bust.     

探求上海“保障性住房涵盖之外”低收入阶层住房解决的可能性途径

通过对特大城市中保障性住房发展建设若干局限性的分析,指出解决特大城市低收入阶层住房不宜仅仅依靠大规模建设保障性住房,充分利用现有的住房租售市场、打破城乡二元分割的住房政策等也是解决低收入阶层的居住问题不可忽视的方面。以上海为例,分析上海市低收入阶层的构成及空间分布,探讨目前"保障性住房涵盖之外"的低收入群体解决住房的典型方式,并据此提出若干针对特大城市中未纳入保障性住房体系的大量低收入阶层解决基本住房需求的政策建议,以缓解社会压力,维护社会的稳定和谐。     

美国的住房状况与住房政策

通过整理2009和2011年美国住房调查数据,本文分析了美国的住房状况和住房政策,指出美国住房发展的核心问题不是总量缺乏,而是社会支付能力不足。本文在全面分析美国各项住房政策的基础上,描述了美国联邦和地方政府运用税收减免、公共住房建设、租房券资助、财政补贴和包容性区划等多种手段,体现出政策设计的组合与互补。最后,本文提出为了有针对性地制定住房政策,我国应当开展详尽的大规模住房状况调查,并根据实际情况组合运用各项住房发展政策。