基于区块链技术的供应链金融创新发展研究

传统供应链金融在缓解中小微企业融资难问题上发挥了一定的作用，但也表现出了其局限性，尤其是信息不对称引起的信息孤岛、违约风险等问题。近年来，大数据、人工智能、区块链等新科技不断融入供应链金融，优化了供应链金融结构。不同于传统的供应链金融，在区块链技术赋能下，供应链金融可以完善现有运营模式，探索供应链金融创新举措，从而推动供应链金融业务更好地服务实体经济，改善金融生态，助力解决中小微企业融资难题。

Research on Innovation and Development of Supply Chain Finance Based on Blockchain Technology

Traditional supply chain finance has played a certain role in alleviating the financing difficulties of small, medium-sized and micro enterprises, but it also shows its limitations, especially the problems of information island and default risk caused by information asymmetry. In recent years, new technologies such as big data, artificial intelligence and blockchain have been continuously integrated into supply chain finance and optimized the financial structure of the supply chain.Different from the traditional supply chain finance, with the help of blockchain technology, supply chain finance can improve the existing operation mode and explore innovative measures of supply chain finance, so as to promote the supply chain finance business to better serve the real economy, improve the financial ecology and help solve the financing problems of small, medium and micro enterprises.