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湖南省非公有制企业信用担保业发展问题与对策
引用本文:成蓉晖,程晓秋. 湖南省非公有制企业信用担保业发展问题与对策[J]. 湖南冶金职业技术学院学报, 2006, 6(4): 458-460
作者姓名:成蓉晖  程晓秋
作者单位:湖南冶金职业技术学院,湖南,株洲,412000
基金项目:湖南省哲学社会科学基金
摘    要:目前金融机构对非公有制企业特别是其中的中小企业贷款主要采取抵押担保贷款的形式,而非公有制中小企业大多缺乏有效的抵押,所以担保难成为制约非公有制中小企业融资的瓶颈.如何大力发展信用担保业,是目前值得我们关注的一个热点问题.

关 键 词:湖南省  非公有制企业  信用担保  融资

Problems and Countermeasures on Developing Sevvice of Credit Mortgage of Hunan Non-state-owned Enterprises
CHENG Rong-hui,CHENG Xiao-qiu. Problems and Countermeasures on Developing Sevvice of Credit Mortgage of Hunan Non-state-owned Enterprises[J]. Journal of Hunan Metallurgical Professional Technology College, 2006, 6(4): 458-460
Authors:CHENG Rong-hui  CHENG Xiao-qiu
Abstract:At present, non-state-owned enterprises, especially middle and small size firms get the loans by finance institutes, which are mainly mortgage secured loan. However, most of non-state-owned and middle and small-size firms are short of effective mortgage which becomes the key problem of their finances. How to develop the serviceof credit mortgage has been the hot discussing point we should pay attention to.
Keywords:Hunan province  non-state-owned enterprises  credit mortgage  finances
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