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地方性科技银行金融服务创新模式研究——基于汉口银行光谷支行的模式分析
引用本文:刘洋,杨凌子.地方性科技银行金融服务创新模式研究——基于汉口银行光谷支行的模式分析[J].湖北工业大学学报,2014(6):52-55.
作者姓名:刘洋  杨凌子
作者单位:湖北工业大学管理学院,湖北 武汉,430068
摘    要:在我国经济结构转型的大背景下,科技企业在我国经济中的主导地位日趋明显。科技创新与金融的有效结合是激发科技企业创新活力、转变经济发展方式、增强国家竞争力的有力手段。从我国科技银行金融服务的现状出发,通过对汉口银行光谷分行推出的科技与金融相结合的创新模式进行研究,由此得到启示,提出对我国科技银行未来发展的建议。

关 键 词:科技银行  科技金融  创新模式

Research on the Financial Service Innovation Model of Local Sci-tech Banks-Based on the Model of HKB Optical Valley (Wuhan)Branch
LIU Yang,YANG Lingzi.Research on the Financial Service Innovation Model of Local Sci-tech Banks-Based on the Model of HKB Optical Valley (Wuhan)Branch[J].Journal of Hubei University of Technology,2014(6):52-55.
Authors:LIU Yang  YANG Lingzi
Affiliation:LIU Yang;YANG Lingzi;School of Management,Hubei Univ.of Tech.;
Abstract:Under the background of economic structure transformation of China,the leading position of scientific and technological enterprises in the economy becomes more and more obvious.The effective combination of scientific and technological innovation and finance is the strong means to motivate enterprises' innovation,promote the transformation of the economic development pattern,and enhance the national competitiveness.This paper starts from the introduction of present situation of financial services of Chinese Sci-tech banks.By studying the typical success Sci-tech bank model in China's HKB Optical Valley(Wuhan)Branch,which introduces the innovation model combining Sci-tech and finance based on continuous explorations,we put forward some indications and recommendations for the further development of Chinese Sci-tech banks.
Keywords:sci-tech Bank  sci-tech finance  the innovation model
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