电子支付安全技术及其应用的研究

电子商务是基于互联网的一种网上交易、网上支付的新型商业模式。在开放的互联网上如何确保网上支付的安全性,是实现电子商务的关键。首先阐述了电子商务的四个主要的安全需求,并就信息加密、数字签名、数字证书等信息安全技术的特点及其应用作了探讨。最后根据SET协议和SSL协议的技术特点,分别就基于两种协议的电子支付系统作了设计,并阐述了系统是如何解决电子支付的安全性的。

Research on Secure Technology and Application of Electronic Payments

E-business is a new kind of business model about electronic transactions and electronic payment based on Internet. How to ensure the safey of electronic payment is key to E-business and is also my paper's emphasis of research. First,This paper discusses four E-business's demands for safety, then introduces technology of information security and how they meet demands of secure electronic transactions. Finally, by researching features of the two security protocols,such as SET and SSL,the paper designs the systems of electronic payment based on SET and SSL. Then it discusses how the systems solve the problem of E-business's security better.