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移动云安全支付系统设计与实现
引用本文:曹鹏飞,李杰,杨君. 移动云安全支付系统设计与实现[J]. 计算机应用与软件, 2019, 36(4): 295-301,322
作者姓名:曹鹏飞  李杰  杨君
作者单位:三江学院计算机科学与工程学院 江苏南京210012;三江学院计算机科学与工程学院 江苏南京210012;三江学院计算机科学与工程学院 江苏南京210012
基金项目:江苏省教育厅自然基金项目
摘    要:以第三方支付平台为移动云支付系统基础,从支付方式、支付风险、认证鉴权、加密方式、通信安全等方面对现有的移动支付系统进行研究。针对普通静态二维码易伪造、易被篡改、难辨别等问题,设计一套基于TOTP算法的动态二维码移动云支付方案。采用基于朴素贝叶斯算法和自定规则进行风险评估,经过测试能够在一定程度上提升移动支付系统的安全性。

关 键 词:移动支付  云支付  支付系统  安全支付

DESIGN AND IMPLEMENTATION OF MOBILE CLOUD SECURITY PAYMENT SYSTEM
Cao Pengfei,Li Jie,Yang Jun. DESIGN AND IMPLEMENTATION OF MOBILE CLOUD SECURITY PAYMENT SYSTEM[J]. Computer Applications and Software, 2019, 36(4): 295-301,322
Authors:Cao Pengfei  Li Jie  Yang Jun
Affiliation:(College of Computer Science and Engineering , Sanjiang University, Nanjing 210012 , Jiangsu, China)
Abstract:Based on the third-party payment platform , this paper studied the existing mobile payment system from the aspects of payment mode, payment risk, authentication , encryption mode and communication security. Aiming at the problems of forgery, tampering and discrimination of ordinary static QR code, we designed a mobile cloud payment with a dynamic QR code based on TOTP algorithm. Risk assessment was based on naive Bayesian algorithm and self-defined rules. After testing, this method can improve the security of mobile payment system to a certain extent.
Keywords:Mobile payment  Cloud payment  Payment system  Security payment
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