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| 我国保险业发展影响因素的实证分析 | |
| 引用本文： | 杜聪慧,崔永伟,崔玉杰.我国保险业发展影响因素的实证分析[J].北方工业大学学报,2006,18(1):69-73. |
| 作者姓名： | 杜聪慧 崔永伟 崔玉杰 |
| 作者单位： | 1. 北京工商大学嘉华学院,101118,北京 2. 中国科学院农业政策研究中心,100101,北京 3. 北方工业大学理学院,100041,北京 |
| 摘 要： | 根据保险理论,对影响和制约我国保险业发展的若干因素进行分析,并运用计量经济方法构建影响我国保险业发展因素的计量模型.通过实证研究结果发现,收入的持续稳定增长、产业结构的渐进合理化、人们受教育程度的不断提高是我国保险业快速增长的主要推动因素,而通货膨胀对保险业的发展产生一定的抑制作用. |
| 关 键 词： | 保险发展 保费收入 计量模型 影响因素 |
| 收稿时间： | 2005-03-29 |
| 修稿时间： | 2005-03-29 |
Analysis of the Affecting Factors in China's Insurance Industry Development |
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| Du Conghui,Cui Yongwei,Cui Yujie.Analysis of the Affecting Factors in China''''s Insurance Industry Development[J].Journal of North China University of Technology,2006,18(1):69-73. | |
| Authors: | Du Conghui Cui Yongwei Cui Yujie |
| Affiliation: | 1.Canvard Institute,Beijing Technology and business University,101118,Beijing, China; 2.Center for Chinese Agricultural Policy,Chinese Academy of Sciences, 100101, Beijing, China ; 3.College of science, North China University of Technology, 100041 Beijing, China |
| Abstract: | According to the insurance theories,this paper analyzes some factors affecting and restricting the development of China's insurance industry,and constructs an econometric model involving factors affecting China's insurance industry development based on the econometric method.Empirical studies prove that sustained and stable increase in income,gradual rationalization of industrial structure,and higher level of education are the main pushing forces for the rapid development of the insurance industry;however,inflation will exert a restraining influence on its development. |
| Keywords: | insurance industry development premium income econometric model affecting factors |
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