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农村金融体制改革方向的探讨
引用本文:顾艳琳,王延涛,高小雷,陶丽.农村金融体制改革方向的探讨[J].鞍山钢铁学院学报,2008(5):530-532.
作者姓名:顾艳琳  王延涛  高小雷  陶丽
作者单位:辽宁科技大学经济与法律学院,辽宁鞍山114051
摘    要:农村金融体制改革,是政府主导型的强制性制度变迁,沿袭正规金融体系及机构,压制非正规金融的诱致性制度变迁,忽视金融机构的基本功能,具有显著的路径依赖特征。从农村金融体制改革的指导思想、农信社管理体制改革和农村合作银行的建立等方面分析了农村金融体制改革的重要性和迫切性,为我国农村金融体制的改革方向提供参考。

关 键 词:农村金融  农村金融体制改革  农村信用合作社  制度变迁

Discussion about reform direction of rural financial system
GU Yan-lin,WANG Yan-tao,GAO Xiao-lei,TAO Li.Discussion about reform direction of rural financial system[J].Journal of Anshan Institute of Iron and Steel Technology,2008(5):530-532.
Authors:GU Yan-lin  WANG Yan-tao  GAO Xiao-lei  TAO Li
Affiliation:(School of Economy and Law, University of Science and Technology Liaoning, Anshan 114051, China)
Abstract:The reform of the rural financial system is the government-dominated system of mandatory changes and the induced institutional changes, following the formal financial system and institutions, and suppressing the informal system, which ignores the basic functions of financial institutions and has a significant pathdependent feature. The importance and urgency of the rural financial system reform are analyzed from several respects: the guidelines of rural financial system reform, the management system of rural credit, the establishment of rural cooperative banks in areas and so on, which is a reference for the direction of the rural financial system reform.
Keywords:rural finance  reform of the financial system in rural areas  rural credit cooperatives  institutional change
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