| 商业银行防范信贷风险的有关制度分析 |
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| 引用本文： | 刘晔,吴向芳.商业银行防范信贷风险的有关制度分析[J].常州工学院学报,2005,18(5):60-62. |
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| 作者姓名： | 刘晔 吴向芳 |
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| 作者单位： | 常州市永申联合会计师事务所,江苏,常州,213002;常州市人民政府法制办公室,江苏,常州,213002 |
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| 摘 要： | 中国转轨时期金融业面临诸多风险,近年来,凸现的信贷风险尤为突出,本文从商业银行贷款信用风险管理的4大基本环节(风险分析、风险监控、风险补偿和风险转移)入手,分析了建立健全商业银行防范信贷风险的各种机制。
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| 关 键 词： | 商业银行 信贷风险 防范 制度分析 |
| 文章编号： | 1671-0436（2005）05-0060-03 |
| 收稿时间： | 2005-05-31 |
| 修稿时间： | 2005年5月31日 |
Analysis of Relevant Systems Against Financial Risks of Commercial Bank |
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| LIU Ye,WU Xiang-fang.Analysis of Relevant Systems Against Financial Risks of Commercial Bank[J].Journal of Changzhou Institute of Technology,2005,18(5):60-62. |
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| Authors: | LIU Ye WU Xiang-fang |
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| Affiliation: | Changzhou Yongshen United Accounting Firm, Changzhou 213002; Legislative Affairs Office of the Municipal Government of Changzhou,Changzhou 213002 |
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| Abstract: | Lots of risks come forth in the financial area when it comes to the shunt time of the Chinese economy systems.The credit risk is the most prominent question in recent years.Startsing from four major basic links of the credit risks of commercial bank loans(risk analysis,risk control,risk compensation,risk shift),this paper has discussed the various systems that set up and amplify various kinds of mechanisms to keep away financial risks of Commercial Bank. |
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| Keywords: | commercial bank credit risk precaution system analysis |
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