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住房公积金贷款的风险及防范对策
引用本文:高珅,李妍,于萍. 住房公积金贷款的风险及防范对策[J]. 包钢科技, 2010, 36(1): 85-87
作者姓名:高珅  李妍  于萍
作者单位:包钢(集团)公司计划财务部,内蒙古,包头,014010;包钢(集团)公司计划财务部,内蒙古,包头,014010;包钢(集团)公司计划财务部,内蒙古,包头,014010
摘    要:文章从微观的角度,运用理论分析的方法阐述了风险产生的原因,列举了造成住房公积金贷款风险的种种可能;结合包钢住房公积金贷款风险管理的实例,针对风险产生的原因提出了具体的风险防范措施。期望能对各住房公积金管理中心在个人住房贷款风险管理方面提供有益启示和借鉴。

关 键 词:住房公积金  贷款  风险  防范

Risks and Preclusion Countermeasures of Housing Accumulation Fund Loans
GAO Shen,LI Yan,YU PingCorp.,Baotou ,Nei Monggol,China). Risks and Preclusion Countermeasures of Housing Accumulation Fund Loans[J]. Science & Technology of Baotou Steel(Group) Corporation, 2010, 36(1): 85-87
Authors:GAO Shen  LI Yan  YU PingCorp.  Baotou   Nei Monggol  China)
Affiliation:GAO Shen,LI Yan,YU Ping(Financial Planning Dept.of Baotou Steel(Group)Corp.,Baotou 014010,Nei Monggol,China)
Abstract:In the paper,it is elaborated the causes of risks from micro perspective with theoretical analysis,and possibilities for causing risks of housing accumulation fund loans are listed.Moreover,combined with the examples of the risks management of housing accumulation fund loans of Baotou Steel,some precautionary measures are put forward.Hope to offer some beneficial inspirations and references to the administration centers for risks of housing accumulation fund loans.
Keywords:housing accumulation fund  loan  risks  preclusion  
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