因特网电子支付工具及其支付系统的商业设计问题 |
| |
引用本文: | 计算机工程. 因特网电子支付工具及其支付系统的商业设计问题[J]. 计算机工程, 1999, 25(5): 7 |
| |
作者姓名: | 计算机工程 |
| |
摘 要: | 首先从商业角度列举了传统支付工具的安全性、风险和成本等交易特性。随后分析了在基于因特网的电子支付系统中技术可以提供的优势及其限制。提出了电子支付工具的设计应结合支付系统的整体交易过程和支付工具所针对的具体的商业运作环境,综合平衡各种交易特性的观点。最后,介绍了较为成功的一些电子支付系统的设计;既包括传统支付工具电子化的实例,也包括适合因特网在线交易的微支付系统。
|
关 键 词: | 支付工具电子支付系统微交易和微支付 |
修稿时间: | 1998-09-07 |
Commerce Design Issues ofInternet-based Electronic Payment Instrument and Payment System |
| |
Abstract: | The paperfirst enumerstes some transaction properties oftraditional payment instruments from a commercial point of view,such as security.risk andcost,then analyzes the advanteges and limitations of technology in the Internet-basedelectronic payment instruments.The authors argue that,in the design of an electronicpayment instrument,the integral transaction process of the corresponding payment systemand the targeted commercial operational environment should be taken in account to balancevarious transaction properties.Finally,the paper introduces some successful electronicpayment system's designing,including both examples of electronic version of traditional |
| |
Keywords: | Payment instrument Electronic payment system Microtransactionand micropayment |
|
|