| 基于RFID技术的移动支付系统方案 |
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| 引用本文： | 熊冬青,冯国军. 基于RFID技术的移动支付系统方案[J]. 通信技术, 2012, 45(6): 89-91 |
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| 作者姓名： | 熊冬青 冯国军 |
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| 作者单位： | 中兴通讯股份有限公司,广东深圳,518057 |
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| 摘 要： | 为满足公众对移动支付不断增强的需求,推动移动支付的快速发展,分析了移动支付的整个产业链,确定移动支付的最佳商业模式,即移动运营商、银行、支付平台和终端。根据商业模式提出实现移动支付的系统解决方案,并对产品方案的核心单元RFID手机的关键技术给予了分析,给出了RFID手机关键技术的实现方案。最后对主要业务流程包括大额支付、小额支付、充值和挂失等功能给予说明。
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| 关 键 词： | 射频识别 移动支付 电子钱包 |
Strategy of Mobile Payment System based on RFID Technology |
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| XIONG Dong-qing , FENG Guo-jun. Strategy of Mobile Payment System based on RFID Technology[J]. Communications Technology, 2012, 45(6): 89-91 |
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| Authors: | XIONG Dong-qing FENG Guo-jun |
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| Affiliation: | (ZTE Corporation, Shenzhen Guangdong 518057, China) |
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| Abstract: | In order to meet the increasing demand for mobile payment and promote its fast development, the entire industial chain of mobile payment is analyzed, and its best business model, involving the mobile operator, bank, payment platform and terminal also defined in the paper. Then the system solution for mobile payment is proposed, the critical technology of core unit, that is, RFID mobile phone, is discussed, and its implementation plan addressed. Finally the principal operation flow, involving large payment, small payment, refilling and loss report, is described in detail. |
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| Keywords: | RFID mobile payment e-wallet |
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