Dynamic array PIN:A novel approach to secure NFC electronic payment between ATM and smartphone |
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Authors: | Samir Chabbi Rachid Boudour Djalel Chefrour |
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Affiliation: | 1. Department of Computer Science, Badji Mokhtar University , Annaba, Algeria;2. Department of Math and Computer Science, University of Souk Ahras , Souk Ahras, Algeria |
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Abstract: | ABSTRACT Near Field Communication (NFC) technology has been used recently for electronic payment between an Automated Teller Machine (ATM) and a Smartphone. It is threatened by several attacks that can steal the user personal data like the password or the Personal Identification Number (PIN). In this paper, we present Dynamic Array PIN (DAP), a novel approach for user authentication on a Smartphone that uses NFC electronic payment with an ATM. Our analysis and experimentation prove that this technique protects against thirteen different attacks and is cost-effective in terms of required hardware, authentication time, computing power and storage space. |
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Keywords: | Authentication automated Teller Machine confidentiality electronic payment NFC smartphone secure element |
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