| 基于层次分析法的住房抵押贷款风险评价 |
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| 引用本文： | 李鹏雁,王雅林.基于层次分析法的住房抵押贷款风险评价[J].哈尔滨工业大学学报,2006,38(11):1823-1825. |
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| 作者姓名： | 李鹏雁 王雅林 |
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| 作者单位： | 哈尔滨工业大学,人文与社会科学学院,哈尔滨,150001;哈尔滨工业大学,管理学院,哈尔滨,150001;哈尔滨工业大学,人文与社会科学学院,哈尔滨,150001;哈尔滨工业大学,管理学院,哈尔滨,150001 |
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| 摘 要： | 针对住房抵押贷款的风险问题,应用层次分析法,通过我国住房抵押贷款风险评价指标体系的设计,及对我国住房抵押贷款风险评价指标权重的计算,得出住房抵押贷款风险权重由大到小的排序为抵押物风险、信用风险、流动性风险、环境风险和抵押贷款条件风险.
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| 关 键 词： | 层次分析法 住房抵押贷款 风险 |
| 文章编号： | 0367-6234(2006)11-1823-03 |
| 收稿时间： | 2006-04-05 |
| 修稿时间： | 2006年4月5日 |
Mortgage risk evaluation based on analytic hierarchy process |
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| LI Peng-yan,WANG Ya-lin.Mortgage risk evaluation based on analytic hierarchy process[J].Journal of Harbin Institute of Technology,2006,38(11):1823-1825. |
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| Authors: | LI Peng-yan WANG Ya-lin |
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| Affiliation: | 1. School of Humanities and Social Sciences, Harbin Institute of Technology, Harbin 150001 ,China; 2. School of Management, Harbin Institute of Technology, Harbin 150001 ,China |
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| Abstract: | The risk problems of mortgage have became an attentive focus.Using analytic hierarchy process this paper designs a risk evaluating index system of mortgage,and calculates the weight of indexes,which can help the commercial banks guard mortgage risks.It can be concluded that the risk weight of mortgage following big to small is guaranty risk,credit risk,liquidity risk,environment risk,mortgage condition risk. |
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| Keywords: | analytic hierarchy process mortgage risk |
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