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基于GA-CFS属性选择的个人信用评估模型
引用本文:柳亚琴,石洪波. 基于GA-CFS属性选择的个人信用评估模型[J]. 计算机系统应用, 2011, 20(5): 210-213,161
作者姓名:柳亚琴  石洪波
作者单位:山西财经大学信息管理学院,太原,030031
基金项目:国家自然科学基金,山西省自然科学基金
摘    要:属性选择可以有效减少数据的冗余度和降低数据的维度,将GA-CFS属性选择方法引入个人信用评估中,利用CFS评价得到的启发式"价值"作为GA的适应度函数来对个人信用指标体系优化,建立了基于GA-CFS属性选择的个人信用评估模型.在Australian数据集上比较了ID3、NB、Logistic、SMO与GA-CFS属性选...

关 键 词:个人信用评估  属性选择  遗传算法  CFS  10次10重交叉验证
收稿时间:2010-09-08
修稿时间:2010-10-15

Personal Credit Evaluation Model Based on Attribution Selection of GA-CFS
LIU Ya-Qin and SHI Hong-Bo. Personal Credit Evaluation Model Based on Attribution Selection of GA-CFS[J]. Computer Systems& Applications, 2011, 20(5): 210-213,161
Authors:LIU Ya-Qin and SHI Hong-Bo
Affiliation:LIU Ya-Qin,SHI Hong-Bo(Department of Information Management,Shanxi University of Finance & Economics,Taiyuan 030031,China)
Abstract:Attribution selection method could reduce data redundancy and the data dimension degree effectively and efficiently.This paper applies attribution selection of GA-CFS method to personal credit evaluation,and uses by the heuristic merit as GA fitness function to optimize personal credit index system through constructing a personal credit evaluation model based on attribution selection of GA-CFS.In addition,we compares with ID3,NB,Logistic,SMO and combination of GA-CFS attribute selection methods and the four...
Keywords:personal credit evaluation  attribution selection  GA  CFS  10 times 10-fold cross validation  
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