移动支付商业模式分析

目前我国移动支付形成了以移动运营商为运营主体、以银行为运营主体、和以独立的第三方为运营主体三种商业模式。移动支付业务涉及面广泛,移动运营商、银行等必须携手建立移动支付产业链,通过互补性合作促进移动支付应用的发展。从未来来看,移动支付平台运营商作为运营主体有望成为行业的标准,但绝对不是一家独吞的市场,而是具有自己的产业链和经营模式,需要多方共同合作经营。

Mobile Payment Business Model Analysis

At present, China Mobile Payment has three main commercial models:the Mobile operate models,the bank operate model,and the independent third model.Third party for the Mobile payment involves extensive operational,mobile operators, banks must work together to establish mobile payment industry chain,through complementary cooperation for the development of mobile payment applications.In the future,mobile payment platform providers to operate as the main industry is expected to become the standard,but certainly not one who pocketed the market,but with its own industrial chain and business model, the need to work together-business.