| 甘肃省西部农村金融供求问题浅析——以酒泉市银达乡为例 |
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| 引用本文： | 丁珂,谢欣. 甘肃省西部农村金融供求问题浅析——以酒泉市银达乡为例[J]. 兰州工业高等专科学校学报, 2010, 17(3): 74-77 |
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| 作者姓名： | 丁珂 谢欣 |
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| 作者单位： | 1. 中山大学翻译学院,广东广州,510275
2. 中国人民银行兰州中心支行,甘肃兰州,730000 |
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| 摘 要： | 通过调查甘肃省酒泉市银达乡正规和非正规信贷的供给、农户借贷的基本状况及贷款的使用,了解甘肃省西部欠发达地区农村金融市场的供给与需求情况,并对影响农户信贷需求的因素进行分析,得出农户收入对农户的借贷需求有显著的负向影响、农户的生产性投资和消费性支出对借贷需求有正向影响等结论,最后提出政策建议。
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| 关 键 词： | 农村金融 欠发达地区 农户借贷 需求与供给 |
Analyse the Supply and Demand of Rural Finance in Western Area of Gansu Province:Data from Jiuquan Yinda County |
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| DING Ke,XIE Xin. Analyse the Supply and Demand of Rural Finance in Western Area of Gansu Province:Data from Jiuquan Yinda County[J]. Journal of Lanzhou Higher Polytechnical College, 2010, 17(3): 74-77 |
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| Authors: | DING Ke XIE Xin |
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| Affiliation: | 1.School of Translation and Interpretation of Sun Yat-sen University,Guangzhou 510275,China; 2.Lanzhou Sub-branches of People＇s Bank of China,Lanzhou 730000,China) |
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| Abstract: | Through the investigation of the supply on informal and formal credit,basic condition of household＇s credit and the usage of credit,the supply and demand of rural finance market in undeveloped areas as Jiuquan Yinda county in gansu province was analyzed.Fators that have influence the demand of farmer household＇s credit was also analyzed,and the results indicate that farmer household＇s income has a negative influence on the demand of farmer＇s credit;and their invest and cost have a positive influence on the demand of farmer＇s credit,and so on. Some suggestions for policy to improve rural finance development in undeveloped areas were put forward. |
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| Keywords: | rural finance undevelopment areas farmer household＇s credit demand and supply |
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